Here is a VERY easy way to save a good chunk of money this year that you can put in savings, put towards a vacation, pay off bills, etc.
Do you or your spouse get paid every other week? If you do, you get paid 2 times in most months. In all of those months, you make your budget off of 2 paychecks and it covers the bills (we'll be talking budgeting soon if it doesn't :)). With 12 months in a year, and 2 paychecks a month, that's 24 paychecks. But if you're paid every other week, you actually get 26 paychecks in a year.
This means that 2 months out of the year, you get an extra paycheck!
Since you're able to live off of just 2 paychecks a month for 10 months out of the year, you should be able to do the same in the 2 months that you get 3 paychecks. Having said that, you should be able to put those 2 extra paychecks in to savings, towards bills, etc without ever missing the money!
We do this each year and it's a very nice addition to our savings - and it's so easy to do!